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| Education Centre | |||||
Mortgage Calculators For First Time Home Buyers |
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Mortgage Payment Calculator Calculate your monthly payments. |
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Mortgage Affordability Calculator What can you afford? |
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Term vs. Ammortization |
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| Variable vs. Fixed Mortgage Rates Distinguish between variable and fixed rates, and which makes the most sense for you. LEARN MORE |
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| Pre-Payment Options Are you getting the most flexible mortgage? Find out why you should care. LEARN MORE |
First Time Home Buyer Basics |
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Down Payment Basics What is the minimum down payment? What are the sources for first-time home buyers? LEARN MORE |
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| Mortgage Default (CMHC) Insurance What is CMHC insurance? How much does it cost? How can you minimize it? LEARN MORE |
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Down Payment and CMHC Insurance |
Use Your RRSP For Your Down Payment First-time home buyers can put their RRSPs towards their down payment tax-free under the Home Buyers' Plan. LEARN MORE |
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| Closing Costs Are you aware of the total cash requirement needed to close on your home? LEARN MORE |
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| Land Transfer Tax Land transfer tax and first-lime home buyer rebates vary by province. Calculate your regional taxes and eligible rebates. LEARN MORE |
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| First Time Home Buyer Tax Credit Do you know how to apply for the $750 tax credit for first-time home buyers? LEARN MORE |
First Time Home Buyer Closing Costs and Tax Credits |
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Mortgage Broker vs. Bank What is the difference between a mortgage broker and a bank? Compare the pros and cons of each. LEARN MORE |
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| Pre-Approval What is a pre-approval and how does it help you as a first-time home buyer? LEARN MORE |
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| Mortgage Approval Process Follow our step-by-step guide to the home buying process and obtaining mortgage approval. LEARN MORE |
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First Time Home Buyer Mortgage Process |
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| Centum Essential Mortgages Inc. FSCO#12137 | |||||
